They will stop at nothing to get your personal details, bank details,, and as many other details as they can. They are out to get you and they will have the shirt off your back if they can.

Read Microsoft’s advice and don’t become another unfortunate scammed-statistic. Even if you get an official-looking email and are 99.99% sure that it’s genuine; all you need do is phone your bank or whoever it purports to be from to check that it really is the real McCoy.

There’s a very simple set of ten rules that you can apply to avoid waking up one day to find yourself up to your eyeballs in it – and the only escape is via un rue d’merde’:

• Microsoft and other reputable companies don’t ever send patches and updates by email.
• If your bank emails you requesting details after a "security alert",  merger, or anything else; phone up and check before you click or send anything.
• If you get email from someone you don’t know, or for someone else, with an attachment – delete it.
• If your computer’s been compromised, the only way that you can be 100% sure that it’s clean is to reformat and reinstall.
• The only thing cheap online Viagra makes hard is your financial recovery afterwards in many cases.
• If the spelling’s bad then the deal is commonly worse.
• If you unsubscribe from spam you’ll get a hundred times more spam.
• If you have suspicions they’re probably right.
• If the address (URL) of the page on which you’re just about to make a financial transaction doesn’t begin with https:// then don’t make the transaction.
• If it seems too good to be true then it’s probably bullsh*t.

Ignore the above at your peril.

Be safe online.

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